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Original Scholarship, Public Benefit

Doctorate in Islamic Finance & Banking

Build Markets with Principle—and Results.
Engineer Shariah-compliant products, markets, and governance that deliver measurable outcomes.

Who it’s for: leaders in Islamic banking (product, corporate/SME, treasury), Shariah review/audit, risk & ALM, sukuk/capital markets, compliant fintech, social finance/waqf, and policy/supervision.
What you will do: translate muʿāmalāt into modern structures, implement change inside real institutions, and defend the results with data and clear Sharīʿah rationale.
Prerequisite degree: master’s in finance, economics, accounting, Islamic studies, law, business, or related (experienced applicants from adjacent fields considered).
Experience: meaningful professional experience expected.
Materials: transcripts (unofficial for review; official for matriculation), résumé/CV, concept paper (1–2 pages on your problem of practice), writing sample, government ID.
Process: application → faculty review → interview (as needed) → decision → orientation.
Delivery: 100% online with scheduled colloquia and supervisor meetings; part-time friendly.
Time commitment: seminars ~12–15 hrs/week; proposal/fieldwork varies by project scope.
Ethics & data: projects using institutional/consumer data require approvals and de-identification

MBA Curriculum (sample)

1

Doctoral Experience

Map classical doctrine and modern standards to your design; surface red flags and mitigations.

Build waterfalls, substitution mechanics, and liquidity playbooks that avoid interest.

Model rate-of-return risk, displaced commercial risk, and Sharīʿah non-compliance risk with scenarios and stress tests.

Write charters, review/audit cycles, non-compliance registers, and disclosures non-specialists understand.

Turn results into board packs, policy briefs, and journal-ready papers.

2

Doctoral Project / Dissertation

Purpose: deliver a measurable improvement to a product, process, or governance system—and document it so others can replicate.

3

Outcomes

Program Courses

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    American International Theism University is a  Religious institution that meets the requirements found in Section 1005.06(1)(f), Florida Statutes and Rule 6E-5.001, Florida Administrative Code are not under the jurisdiction or purview of the Commission for Independent Education and are not required to obtain licensure.

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